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Check 21 Disclosure

Online Access Frequently Asked Questions


How do I sign up?
Stop by Credit Union or call a Customer Services Representative at 608-323-2126 or 800-325-2126 to set up online access.  You will be mailed a temporary password to use.  The first time you sign in, you will be asked to change your password to one you will select. 
 
How long can I be online?

There is no time limit on how long you can be logged into CU On-line; however, to ensure the security of your accounts, we will automatically log you off if you are inactive for six (6) minutes.

 
How many transactions or inquiries can I do?

Inquiries and most transactions are unlimited.  Account restrictions, which are explained in the disclosures which you received when you opened your account, apply to on-line access.

 
What types of transactions can I do?

Obtain balances, and other details, on all of your accounts

Make transfers between accounts

Make loan payments

Review account activity

 
How current is the information?

The available balances are real-time and will change throughout the day based on your account's activity.

When will my transfers take place?

All transfers happen immediately.

Can I transfer funds from my account to my spouse's account?

Yes.  You should be able to transfer funds between all accounts on which you are a joint owner.  If an account on which you are a joint owner is not showing up on the transfer screen, please contact a Customer Services Representative at 608-323-2126, or 800-325-2126, to have it setup.

Do I have to log off?

When you are finished using Arcadia Credit Union online, you should use the Logoff button.  If this is not done, you will automatically logged off after six (6) minutes of inactivity.  If you are automatically logged off, every transaction that you have done was instantly posted to your account.  Nothing is lost or undone if you are automatically logged off.

How far back does the history go?

You can view the last four months of account activity through CU On-line Access

Is there a way to authorize someone else to use my account? 

No.  The only way that someone else can access your account is if you give them your account number and password.  However, this would allow that person to access your account whenever they wanted to and let them do whatever they wanted to.  We suggest that you do not share your account number or password with anyone.

What if I forget my password?

If you forget your CU On-line password, contact a Customer Services Representative at 608-323-2126 or 800-325-2126.

Can I use CU On-line outside the United States?

Yes.  Since the online access is an Internet based program, it is available worldwide.

Do I need to install any special software?

No.  All you need is a computer and an Internet Service Provider (ISP).  If you currently have Internet access, you will be able to access your accounts on our Internet website.

What is the required computer equipment, software and browser?

To access your account online,  all you need is internet access.  It is recommended that your browser be able to handle 128 bit encryption which would be Internet Explorer 5.0 or higher and Netscape Navigator 5.0 or higher.  Click here for our security policy.

How secure is online access?

The site is secured using SSL (secure sockets layer) technology with 128 bit encryption.  Click here for our security policy.


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Arcadia Credit Union  ~   Founded in 1963   ~    Serving Trempealeau, Buffalo, Chippewa, Eau Claire, Jackson, and La Crosse Counties in Wisconsin along with Winona County in Minnesota

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