| |
| Description |
Term |
Payment per $1000 borrowed
|
APR* |
APR Type |
| New
2008-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
2 Years |
$43.82 Monthly |
4.89% |
Fixed |
| New
2008-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
3 Years |
$30.08 Monthly |
5.24% |
Fixed |
| New
2008-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
4 Years |
$23.30 Monthly |
5.59% |
Fixed |
| New
2008-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
5 Years |
$19.30 Monthly |
5.94% |
Fixed |
| New
2008-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
6 Years |
$16.88 Monthly |
6.64% |
Fixed |
|
New 2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
7 Years |
$15.26 Monthly |
7.34% |
Fixed |
| Used 2005-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
2 Years |
$44.00 Monthly |
5.29% |
Fixed |
| Used 2005-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
3 Years |
$30.17 Monthly |
5.64% |
Fixed |
| Used 2005-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
4 Years |
$23.48 Monthly |
5.99% |
Fixed |
| Used 2005-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
5 Years |
$19.49 Monthly |
6.34% |
Fixed |
| Used 2005-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
6 Years |
$17.07 Monthly |
7.04% |
Fixed |
| Used 2005-2007 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
7 Years |
$15.46 Monthly |
7.74% |
Fixed |
| Used
2001-2004 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
2 Years |
$44.45 Monthly |
6.29% |
Fixed |
| Used 2001-2004 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
3 Years |
$30.74 Monthly |
6.64% |
Fixed |
| Used 2001-2004 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
4 Years |
$23.94 Monthly |
6.99% |
Fixed |
| Used 2001-2004 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
5 Years |
$19.96 Monthly |
7.34% |
Fixed |
| Used 2001-2004 Autos, Boats, RVs, Cycles, Snowmobiles, Campers |
6 Years |
$17.55 Monthly |
8.04% |
Fixed |
| 2000 & Older Autos, Boats, RVs, Campers, Cycles, Snowmobiles, Campers |
2 Years |
$45.22 Monthly |
7.99% |
Fixed |
| 2000 & Older Autos, Boats, RVs, Campers, Cycles, Snowmobiles, Campers |
3 Years |
$31.79 Monthly |
8.99% |
Fixed |
| 2000 & Older Autos, Boats, RVs, Campers, Cycles, Snowmobiles, Campers |
4 Years |
$25.36 Monthly |
9.99% |
Fixed |
| Secured Loans over $1,000 |
2 Years |
$48.01 Monthly |
13.98% |
Fixed |
| Secured Loans over $1,000 |
3 Years |
$34.18 Monthly |
13.98% |
Fixed |
| Secured Loans over $1,000 |
4 Years |
$27.83 Monthly |
14.98% |
Fixed |
| Loans under $1,000 |
2 Years |
$49.41 Monthly |
16.90% |
Fixed |
| Loans under $1,000 |
3 Years |
$35.61 Monthly |
16.90% |
Fixed |
| Loans under $1,000 |
4 Years |
$28.81 Monthly |
16.90% |
Fixed |
| Net Worth Signature Loans |
2 Years |
$45.67 Monthly |
8.98% |
Fixed |
| Net Worth Signature Loans |
3 Years |
$32.25 Monthly |
9.98% |
Fixed |
| Net Worth Signature Loans |
4 Years |
$25.83 Monthly |
10.98% |
Fixed |
| Unsecured Loans |
2 Years |
$48.97 Monthly |
15.98% |
Fixed |
| Unsecured Loans |
3 Years |
$35.16 Monthly |
15.98% |
Fixed |
| Unsecured Loan |
4 Years |
$28.34 Monthly |
15.98% |
Fixed |
|
Share Secured Loan |
2.00% over deposit rate (Maximum Term
= 2 years) |
| 1st Mortgage |
30 Years - 10% down - 3 Year Pay on Demand |
$6.31 Monthly |
6.49% |
|
| 1st Mortgage |
10 Years Fixed |
$11.35 Monthly |
6.49% |
Fixed |
| 2nd Mortgage |
10 Years Fixed |
$11.48 Monthly |
6.74% |
Fixed |
| 1st Mortgage
Fixed Rate (Secondary Market) |
15-20-30 year fixed rates |
5% minimum down payment
Rate subject to change daily.
Please call |
| REAP (Home Equity) Mortgage |
Rate is prime - .01; changes 1/1 & 7/1 |
$17.50 Monthly ($50.00 Minimum) |
7.24% |
Variable |
| Home Construction - Fixed Rate
(No points) |
6 Months (10-20% down payment) |
$39.90 Monthly (Interest) |
3.99% |
Fixed |
| 1998-2007 Mobile Homes Fixed Rate |
15 Years |
$10.59 Monthly |
9.75% |
Fixed |
| 1988-1997 Mobile Homes Fixed Rate |
10 Years |
$14.20 Monthly |
11.75% |
Fixed |
| 1987 & Older Mobile Homes |
5 Years |
$23.14 Monthly |
13.75% |
Fixed |
|
Commercial, Agricultural Real Estate
Loans |
25 Years - 20% equity - 3 Year Pay on
Demand |
$6.75 Monthly |
6.49% |
|
On the 1st Mortgage 3 year pay on demand, 1st Mortgage less than $50,000, and 2nd Mortgage Loans, Maximum closing costs = $250.00 with 10% down; $125.00 with 20% down. For these sames types of loans, if you are just refinancing your current balance, there is a processing fee of $150.00.
For Fixed rate 1st Mortgages, 15-20-30 Years, 5% down payment is required, please call for rates as they change daily.
| |
| Minimum Deposit |
Term |
Dividend Rates |
**APY |
|
$500.00 |
3 Years |
2.97% |
3.00% |
|
$500.00 |
2 Years |
2.97% |
3.00% |
|
$500.00 |
1 Year |
2.75% |
2.75% |
|
$20,000.00 |
1 Year |
3.00% |
3.00% |
|
$5,000.00 |
1 Year (Monthly Dividends) |
2.72% |
2.75% |
|
$250.00 |
9 Months (Add on CD) |
2.47% |
2.50% |
|
$500.00 |
6 Months |
2.24% |
2.25% |
|
$500.00 |
3 Months |
1.99% |
2.00% |
|
Members should call the credit union to verify rates.
|
|
NOTE: Early withdrawal from cd will be subject
to a 90 day dividend penalty. |
|
[penalty for 3 month cd = 30 day] |
Contact us to find out if there are any fees
on these accounts that could reduce your earnings.
| |
| Description |
Minimum Deposit |
Dividend Rates
|
**APY |
| Regular Share |
$25.00 |
1.00% |
1.00% |
| Fun Share |
$25.00 |
1.49% |
1.50% |
| Super Share |
$25.00 - $2,000.00 |
1.00% |
1.00% |
| Super Share |
$2,000.01 - $10,000.00 |
1.00% |
1.00% |
| Super Share |
$10,000.01 - $40,000.00 |
1.24% |
1.25% |
| Super Share |
$40,000.01 and up |
1.49% |
1.50% |
| Special Purpose |
$25.00 - $2,000.00 |
1.98% |
2.00% |
| Special Purpose |
$2,000.01 - $10,000.00 |
1.98% |
2.00% |
| Special Purpose |
$10,000.01 - $40,000.00 |
2.23% |
2.25% |
| Special Purpose |
$40,000.01 and up |
2.71% |
2.75% |
| Christmas Club |
$5.00 |
5.00% |
5.13% |
Members should call the credit union to verify rates.
Contact us to find out if there are any fees
on these accounts that could reduce your earnings.
| |
| Description |
Minimum Deposit |
Term |
Dividend Rates
|
**APY |
| IRA
(Traditional, Roth, Roth Conversion, Coverdell) |
$25.00 |
N/A |
4.40% |
4.50% |
|
Certificate - IRA (Traditional, Roth,
Coverdell) |
$2,000.00 |
1 Year |
3.00% |
3.00% |
Members should call the credit union to verify rates.
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Contact us to find out if there are any fees
on these accounts that could reduce your earnings.
| |
| Description |
Minimum Deposit |
Dividend Rates |
**APY |
| CHECKING |
$.01 - $2,000.00 |
0.50% |
0.50% |
| CHECKING |
$2,000.01 - $10,000.00 |
0.75% |
0.75% |
| CHECKING |
$10,000.01 - $40,000.00 |
1.00% |
1.00% |
| CHECKING |
$40,000.01 and up |
1.49% |
1.50% |
|
|
| |
| Description |
Dividend Compounded |
Dividend Added to
Account |
Minimum Deposit to
earn dividend |
Current Rate |
APY |
|
HEALTH SAVINGS ACCOUNT |
Daily |
Monthly |
$25.00 and up |
2.57% |
2.60% |
|
|
Members should call the credit union to verify rates.
|
|
Contact us to find out if there are any fees
on these accounts that could reduce your earnings. |
|
|
|
