Auto Loans

• Competitive rates and terms on new or used vehicles. We are not a risk-based lender.
• Up to 125% financing available for qualified buyers
• Pre-approval available for extra bargaining power at the dealership
• Refinance your current vehicle to potentially lower your rate
• Weekly, Bi-weekly, and Monthly payment options available
• Ask about our payment protection plans. They help pay the outstanding loan balance in the event of injury, illness, or death.
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

Guaranteed Auto Protection (GAP)

Getting protection in the event of a total loss is easy! Most types of vehicles are eligible and you can generally include GAP coverage in your vehicle loan payment.  

Arcadia Credit Union GAP coverage plans start at only $429!  Contact your lender to learn more.

Vehicle Pricing

Visit JDPower.com to find prices, compare vehicles, get a quote, and more.

Complete Your Application

Download our Consumer Loan Application and enter your information. You can drop off your completed application at our office or submit it online with our secure email service.

Drive Into Summer with Rates as Low as 3.44% APR*

Ready for a new ride? Whether you’re shopping for a car, truck, SUV, motorcycle, camper, ATV, boat, or other recreational vehicle, Arcadia Credit Union can help you finance it with confidence.

For a limited time, take advantage of our Auto and Recreational Vehicle Loan Special with rates as low as 3.44% APR*.

APR = Annual Percentage Rate. Financing available to qualified members for new or used automobiles, trucks, motorcycles, and ATVs, including refinances from another financial institution. Eligible vehicles must be model year 2022 or newer. Loan term restrictions may apply based on vehicle model year and other underwriting criteria. Example: At 3.44% APR for 24 months, the estimated monthly payment is $43.18 per $1,000 borrowed. Rates and terms are determined by vehicle model year and qualifying account relationships with Arcadia Credit Union. Existing Arcadia CU vehicle and recreational vehicle loans with less than $3,000 added new money do not qualify. Membership eligibility is required. All loans are subject to underwriting approval. Rates, terms, and offers are subject to change without notice.