Skip to content

Everyone deserves the chance to go to college. The Smart Option Student Loan® by Sallie Mae® offers solutions to make your goals a reality.

Key Features

  • Competitive Rates
  • No Origination Fee1
  • No Prepayment Penalty1
  • Rate Reductions Available
  • Competitive rates for undergraduate and graduate students
  • No origination fee or prepayment penalty1
  • Multiple in-school repayment options available
  • Interest rate reductions available for automatic payments
  • Borrow from $1,000 up to 100% of the school-certified cost of attendance2
  • 100% US-based Student Loan Specialists

Learn More

Visit Sallie Mae online to learn more about the Smart Option Student Loan.

Federal Student Aid

Visit the FAFSA® website to explore your options for financial aid.

1Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. 

2Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount.