Use the value of your home to cover costs as they come with our REAP Home Equity Line of Credit.
Key Features
-
Competitive Rates
-
Quick Decisions
-
Local Processing
-
Anytime Access
Unlock the Power of Your Home’s Equity
Looking for smart ways to fund life’s big (or unexpected) expenses? A (REAP) Home Equity Line of Credit from Arcadia Credit Union gives you the flexibility you need—with the value of your home working for you.
Perfect for:
-
Home improvements
-
Debt consolidation
-
Education expenses
-
Major life events
-
Emergency reserves
-
…and so much more!
Why members love it:
-
-
Use your home’s equity as collateral for affordable financing.
-
Enjoy revolving credit—borrow only what you need, when you need it.
-
Easy access to funds: in-person, over the phone, online, or by check.
-
Borrow up to 100% of your home’s appraised value ¹.
-
No application fee, no annual fee, and closing costs waived on loans $25,000+.
-
Quick, local decisions and friendly, personal service every step of the way.
-
Complete Your Application
Download our Consumer Loan Application and enter your information. You can drop off your completed application at our office or submit it online with our secure email service.
1Loan to Value is based on an approved appraisal or valuation ordered by Arcadia Credit Union in conjunction with your application.
All loans are subject to credit approval.