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Build, buy, or refinance your home with help from mortgage lenders who know your neighborhood.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Customized Terms
  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, investment properties, vacant land, and residential lots
  • A wide range of financing programs available:
    • 15-20-30 year, (Conventional) fixed-rate options
    • 10-year (In House) fixed rate with down payments as low as 10% and no private mortgage insurance required
    • (5/5) Adjustable-rate mortgages (ARMs) with repayment terms up to 30 years, down payments as low as 10% and no private mortgage insurance required
    • Construction Loans
  • Helpful loan advisors with working knowledge of the Western Wisconsin real estate market
  • Free pre-approval for extra confidence when buying your home
  • Refinance your current home to potentially lower your rate
  • Weekly, Bi-weekly, and Monthly payment options available
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Complete Your Application

Download our Mortgage Application and enter your information. You can drop off your completed application at our office or submit it online with our secure email service.

  • Competitive rates for your home construction project
  • 9-month construction terms to suit your building needs and timeline
  • Available for all of your construction projects including primary residence, second home, or home improvement
  • Convenient approval for permanent financing at the same time as your construction loan approval
  • Monthly, interest-only payments on outstanding balances
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed 

Construction Loan Special

For a limited time, receive a special rate of only 1.30%/1.99% APR* on a construction loan. Apply today!

*Annual Percentage Rate based on a loan amount of $200,000. Loan-to-Value 90%. Includes $500 inspection fee. Requires monthly interest payments on the amount of credit outstanding during the construction period followed by a balloon payment of $200,000 plus remaining interest.  All loans are subject to approval and membership eligibility. Restrictions may apply.

Complete Your Application

Download our Mortgage Application and enter your information. You can drop off your completed application at our office or submit it online with our secure email service.

*Construction Loan Special: For a limited time, receive a special rate of only 1.30%/1.99% APR on a construction loan. Annual Percentage Rate based on a loan amount of $200,000. Loan-to-Value 90%. Includes $500 inspection fee. Requires monthly interest payments on the amount of credit outstanding during the construction period followed by a balloon payment of $200,000 plus remaining interest.  All loans are subject to approval and membership eligibility. Restrictions may apply.