Privacy Policy Notice | Arcadia CU | Arcadia, Independence, Fountain City

Rev 12/2022

FACTS	WHAT DOES ARCADIA CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Payment history and transaction history Credit card history and wire transfer information When you are no longer our member, we continue to share your information as described in this notice.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
Payment history and transaction history
Credit card history and wire transfer information

When you are no longer our member, we continue to share your information as described in this notice.

How?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Arcadia Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Arcadia Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes – information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Call 608.323.2126

Who We Are
Who is providing this notice?	Arcadia Credit Union

What We Do
How does Arcadia Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to information about you to those employees who need to know that information to provide products and services to you.
How does Arcadia Credit Union collect my personal information?	We collect your personal information, for example, when you open an account or deposit money apply for a loan or use your credit or debit card make a wire transfer or show your government issued ID We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes – information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What We Do

How does Arcadia Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to information about you to those employees who need to know that information to provide products and services to you.

How does Arcadia Credit Union collect my personal information?

We collect your personal information, for example, when you

open an account or deposit money
apply for a loan or use your credit or debit card
make a wire transfer or show your government issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates' everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Arcadia Credit Union does not have any affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Arcadia Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Arcadia Credit Union does not have any affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Arcadia Credit Union does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance companies.

Other Important Information
Arcadia Credit Union is committed to protecting the privacy of it's members. We encourage our members to protect account numbers, plastic card numbers, PINs (personal identification numbers) and passwords. Always use caution when dislcosing personal information. Keep information with us current. Update your account anytime there is a change to personal information.

Other Important Information

Arcadia Credit Union is committed to protecting the privacy of it's members.

We encourage our members to protect account numbers, plastic card numbers, PINs (personal identification numbers) and passwords. Always use caution when dislcosing personal information.

Keep information with us current. Update your account anytime there is a change to personal information.