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APY=Annual Percentage Yield. Rates effective as of May 1, 2019.

Auto Loans Learn More

Model Year Annual Percentage Rate (APR)
2019 - 2015 as low as 3.49%
2014 - 2009 as low as 3.74%
2008 - 2004 as low as 4.74%

Qualifications

  • Rates apply to auto, boat, RV, cycle, ATV, snowmobile and camper loans.
  • Rates are based on term of loan and age of collateral.
  • Rates are fixed rates. Up to 100% financing.
  • We also offer personal loans, share secured loans and other secured loans.

*APY=Annual Percentage Yield.

Savings Learn More

Description Minimum Deposit to Earn Dividend Rate APY*
Super Share $25.00 - $2,000.00 0.15% 0.15%
Super Share $2,000.01 - $10,000.00 0.15% 0.15%
Super Share  $10,000.01 - $40,000.00 0.20% 0.20%
Super Share  $40,000.01 and up 0.30% 0.30%
Special Purpose Share $25.00 - $2,000.00 0.20%  0.20%
Special Purpose Share $2,000.01 - $10,000.00 0.30%  0.30%
Special Purpose Share $10,000.01 - $40,000.00 0.50%  0.50%
Special Purpose Share $40,000.01 and up 0.60%  0.60%
Saver's Sweepstakes Savings $25.00 0.25% 0.25%
Fun Share - (Dreamsaver Account) $25.00 0.35% 0.35%
Christmas Club Share $5.00 2.47% 2.50%

Qualifications

  • Rates on these shares may change after the account is opened.
  • Members should call the credit union to verify rates.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.

Share Certificates (CDs) Learn More

Term Minimum Deposit to Earn Dividend Rate APY*
36 Months $500.00 2.28% 2.30%
24 Months $500.00 2.18% 2.20%
18 Months $500.00 2.08% 2.10%
12 Months $500.00 1.80% 1.80%
12 Months $20,000.00 2.00% 2.00%
12 Months (Monthly Dividends) $5,000.00 1.79% 1.80%
9 Months (Add on CD) $250.00 1.24% 1.25%
6 Months $500.00 1.00% 1.00%
3 Months $500.00 0.85% 0.85% 

Qualifications

  • Members should call the credit union to verify rates.
  • Early withdrawal from a Share Certificate will be subject to a 90 day dividend penalty.
  • Early withdrawal from a 3 month Share Certificate will be subject to a 30 day dividend penalty.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft (Checking) Learn More

Minimum Deposit to Earn Dividend Rate APY*
$.01 - $2,000.00 0.05% 0.05%
$2,000.01 - $10,000.00 0.10% 0.10%
$10,000.01 - $40,000.00 0.15% 0.15%
$40,000.01 and up 0.15% 0.15%

Qualifications

  • Members should call the credit union to verify rates.
  • Rates on these Shares may change after the account is opened.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.

Individual Retirement Accounts (IRAs) Learn More

Description Minimum Deposit to Earn Dividend Term Rate APY*
IRA Share
(Traditional, Roth, Roth Conversion, Coverdell)
$25.00 N/A 0.75% 0.75%
Share Certificate - IRA (Traditional, Roth)

$2,000.00

1 Year

1.80%

1.80%

Share Certificate - IRA (Traditional, Roth)

$20,000.00

1 Year

2.00% 

2.00%

Qualifications

  • Members should call the credit union to verify rates.
  • Rates on the IRA Share may change after the account is opened. Rates are set semi-annually on January 1st and July 1st.
  • Early withdrawal from IRA Share Certificates will be subject to a 90 day dividend penalty.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.

Health Savings Accounts (HSAs) Learn More

Minimum Deposit to Earn Dividend Rate APY*
$25.00 and up 0.70% 0.70%

Qualifications

  • Rates on HSA shares may change after the account is opened.
  • Members should call the credit union to verify rates.
  • Contact us to find out if there are any fees on these accounts that could reduce your earnings.