APY=Annual Percentage Yield. Rates effective as of May 1, 2019.
Auto Loans Learn More
| Model Year | Annual Percentage Rate (APR) |
|---|---|
| 2019 - 2015 | as low as 3.49% |
| 2014 - 2009 | as low as 3.74% |
| 2008 - 2004 | as low as 4.74% |
Qualifications
- Rates apply to auto, boat, RV, cycle, ATV, snowmobile and camper loans.
- Rates are based on term of loan and age of collateral.
- Rates are fixed rates. Up to 100% financing.
- We also offer personal loans, share secured loans and other secured loans.
*APY=Annual Percentage Yield.
Savings Learn More
| Description | Minimum Deposit to Earn Dividend | Rate | APY* |
|---|---|---|---|
| Super Share | $25.00 - $2,000.00 | 0.15% | 0.15% |
| Super Share | $2,000.01 - $10,000.00 | 0.15% | 0.15% |
| Super Share | $10,000.01 - $40,000.00 | 0.20% | 0.20% |
| Super Share | $40,000.01 and up | 0.30% | 0.30% |
| Special Purpose Share | $25.00 - $2,000.00 | 0.20% | 0.20% |
| Special Purpose Share | $2,000.01 - $10,000.00 | 0.30% | 0.30% |
| Special Purpose Share | $10,000.01 - $40,000.00 | 0.50% | 0.50% |
| Special Purpose Share | $40,000.01 and up | 0.60% | 0.60% |
| Saver's Sweepstakes Savings | $25.00 | 0.25% | 0.25% |
| Fun Share - (Dreamsaver Account) | $25.00 | 0.35% | 0.35% |
| Christmas Club Share | $5.00 | 2.47% | 2.50% |
Qualifications
- Rates on these shares may change after the account is opened.
- Members should call the credit union to verify rates.
- Contact us to find out if there are any fees on these accounts that could reduce your earnings.
Share Certificates (CDs) Learn More
| Term | Minimum Deposit to Earn Dividend | Rate | APY* |
| 36 Months | $500.00 | 2.28% | 2.30% |
| 24 Months | $500.00 | 2.18% | 2.20% |
| 18 Months | $500.00 | 2.08% | 2.10% |
| 12 Months | $500.00 | 1.80% | 1.80% |
| 12 Months | $20,000.00 | 2.00% | 2.00% |
| 12 Months (Monthly Dividends) | $5,000.00 | 1.79% | 1.80% |
| 9 Months (Add on CD) | $250.00 | 1.24% | 1.25% |
| 6 Months | $500.00 | 1.00% | 1.00% |
| 3 Months | $500.00 | 0.85% | 0.85% |
Qualifications
- Members should call the credit union to verify rates.
- Early withdrawal from a Share Certificate will be subject to a 90 day dividend penalty.
- Early withdrawal from a 3 month Share Certificate will be subject to a 30 day dividend penalty.
- Contact us to find out if there are any fees on these accounts that could reduce your earnings.
Share Draft (Checking) Learn More
| Minimum Deposit to Earn Dividend | Rate | APY* |
|---|---|---|
| $.01 - $2,000.00 | 0.05% | 0.05% |
| $2,000.01 - $10,000.00 | 0.10% | 0.10% |
| $10,000.01 - $40,000.00 | 0.15% | 0.15% |
| $40,000.01 and up | 0.15% | 0.15% |
Qualifications
- Members should call the credit union to verify rates.
- Rates on these Shares may change after the account is opened.
- Contact us to find out if there are any fees on these accounts that could reduce your earnings.
Individual Retirement Accounts (IRAs) Learn More
| Description | Minimum Deposit to Earn Dividend | Term | Rate | APY* |
|---|---|---|---|---|
| IRA Share (Traditional, Roth, Roth Conversion, Coverdell) |
$25.00 | N/A | 0.75% | 0.75% |
| Share Certificate - IRA (Traditional, Roth) |
$2,000.00 |
1 Year |
1.80% |
1.80% |
|
Share Certificate - IRA (Traditional, Roth) |
$20,000.00 |
1 Year |
2.00% |
2.00% |
Qualifications
- Members should call the credit union to verify rates.
- Rates on the IRA Share may change after the account is opened. Rates are set semi-annually on January 1st and July 1st.
- Early withdrawal from IRA Share Certificates will be subject to a 90 day dividend penalty.
- Contact us to find out if there are any fees on these accounts that could reduce your earnings.
Health Savings Accounts (HSAs) Learn More
| Minimum Deposit to Earn Dividend | Rate | APY* |
|---|---|---|
| $25.00 and up | 0.70% | 0.70% |
Qualifications
- Rates on HSA shares may change after the account is opened.
- Members should call the credit union to verify rates.
- Contact us to find out if there are any fees on these accounts that could reduce your earnings.